Get Your Home Deposit Five Years Sooner!

Get Your Home Deposit Five Years Sooner!

You hear plenty of doom and gloom about how long it takes to save for a deposit on a home these days. Many lenders require a minimum deposit of 20%. But did you know that there’s plenty of help available? Plenty of Australians are buying their home much sooner by accessing government schemes. Read on […]

Using Debt to Your Advantage

How to Pay Off Your Home Loan Faster

Did you know that getting into debt can help you to grow your wealth faster?  It can if you take on ‘good debt’, rather than ‘bad debt’. It’s important to understand the difference between the two. What is good debt? Good debt is money you borrow to invest in assets that increase in value and/or […]

Can ‘Buy Now Pay Later’ Schemes Damage Your Credit Score?

Can ‘Buy Now Pay Later’ Schemes Damage Your Credit Score?

Buy now, pay later schemes like Afterpay and Zip Pay have exploded in Australia in recent years. According to the latest figures, 30% of Australian adults have an account with a ‘buy now, pay later provider’, and that percentage is growing rapidly. Significantly, 21% of these people have missed a payment over the past 12 […]

What is Property Flipping?

What is Property Flipping?

Property flipping is a popular short-term strategy among investors. It typically involves 3 main steps. Step 1 – finding and buying an undervalued property. Step 2 – strategically renovating the undervalued property as quickly as possible to                   increase its value. Step 3 – selling the property for a profit. Finding and buying an […]

How to Pay Off Your Home Loan Faster

How to Pay Off Your Home Loan Faster

After buying your home, your next financial goal will usually be to pay off your mortgage. This takes different people different amounts of time depending on their circumstances, but there are several things you can do to pay off your home loan quicker. Here are some tips for becoming debt-free as fast as possible. Tip […]

Extra Costs to Consider When Buying a Home

Extra Costs to Consider When Buying a Home

If you’re thinking of buying a home, it’s important to know all of the costs. In addition to your loan deposit, there are several upfront costs that you need to consider. Transfer duty Transfer duty is a government tax. It will probably be your biggest expense after the purchase price of your property. The transfer […]

How to Finance a Home Renovation

How to Finance a Home Renovation

Renovating your home can add plenty of value to it. It can also significantly improve you and your family’s lifestyle. But it can be expensive. That’s why many homeowners need to borrow money to do it.  Whether you’re looking to increase the size of your property or just to renovate a single room, you’ll want […]

Home Loan Cash Back Deals

Home Loan Cash Back Deals

Right now, the Australian property market is busier than ever. If you’re one of the many Australians looking to become a home owner or to refinance your current mortgage, you’ll want to hear about all the incentives that are available to you, such as home loan cash back deals. It’s important to ensure that a […]

Federal Budget Announcements for Home Buyers

Federal Budget Announcements for Home Buyers

The Federal Budget contained some good news for Australians looking to buy a home, especially first home buyers. Although property prices are currently rising in the highest market boom we’ve seen in over a decade, there is some financial help available. A new Family Home Guarantee Scheme The Family Home Guarantee is a new scheme […]

Property Price Boom

Property Price Boom

The property market is at its highest peak since the global financial crisis in 2009. As our economy strengthens, and with low interest rates and government subsidies like the First Home Owners Grant, the demand for home loans is at an all-time high. But which area should you buy in? We’ve compiled a list of […]