4 Tips for Buying Your First Home

4 Tips for Buying Your First Home

First Home Buyer Tips Buying your first home is an incredible achievement. However, the process isn’t as simple as choosing a property and signing a contract. It involves strategic planning to ensure that you’re buying the right home for your needs. Before you buy a home, you need to ensure you’re well prepared.  Here’s our […]

Commercial Loan FAQs

Commercial Loan FAQs

If you’re thinking about getting a commercial loan, you probably have plenty of questions. Here are the most common ones we get from our business clients. What can you use a commercial loan for? Buying a business. Helping your business to grow. To buy business premises. For example, office, retail, warehouse or factory space. What […]

First Home Buyer FAQS

First Home Buyer FAQS

First home buyer FAQs The property market can be difficult to navigate, especially when you’re a first home buyer. The process should be exciting and not overwhelming, so it’s important that you understand all the basics before making any decisions. We have compiled a list of some common first home buyer questions to help make […]

Personal Loan FAQs

Personal Loan FAQs

If you’re thinking about getting a personal loan, you probably have plenty of questions. Here are the most common ones we get from our Wisebuy clients. What can you use a personal loan for? You can use a personal loan for a variety of reasons, including buying a car or consolidating high-interest credit card debt […]

Can You Refinance Your Home Loan with Bad Credit?

Can You Refinance Your Home Loan with Bad Credit?

It’s possible to refinance a home loan if you have a bad credit score. But it’s important to understand that if you do get your application approved, the lender might require any or all of the following: a higher interest rate on your loan. you to pay for lender’s mortgage insurance (LMI) if you have […]

3 Refinancing Mistakes to Avoid

3 Refinancing Mistakes to Avoid

Refinancing can provide you with a lot of benefits, but it’s important to avoid making any refinancing mistakes. Below are some common mistakes that borrowers make when refinancing their home loans, and how you can avoid making those mistakes. Mistake #1 – Unnecessarily extending your home loan term Extending your home loan term lowers your […]

How to Refinance Your Home Loan

How to Refinance Your Home Loan

Refinancing your home loan is something you should consider whenever your financial situation or market conditions change. If you’re thinking about refinancing, below is a 5-step process for how to do it. Step 1: Research the market This is crucial. You need to find a better deal than you have now. You don’t have to […]

The Pros and Cons of Home Loan Redraw Facilities

Tips for Buying an Investment Property

Last week, we looked at the pros and cons of home loan offset accounts. This week, we’ll look at the pros and cons of another optional home loan feature – redraw facilities. It’s important to understand what a redraw facility is and its pros and cons before you decide whether to get one or not. […]

The Pros and Cons of Home Loan Offset Accounts

The Pros and Cons of Home Loan Offset Accounts

If you’re thinking about getting a home loan, it’s important to understand the optional features you may be offered. An offset account is one of those features. It’s important to understand what an offset account is and its pros and cons before you decide whether to get one or not. What is an offset account? […]

Why You Should Get a Home Loan Pre-Approval

Investment Property Loan FAQs

A home loan pre-approval gives you the green light for a home loan before you start looking to buy. This can save you a lot of time and hassle. You can avoid properties that are outside your price range. It also gives you negotiating power when you want to make an offer to buy. Your […]