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Buy Your First Home With Just 5% Deposit. Stop Waiting And Start Owning.

If you’re still renting and “waiting for the right time” to buy, you’re not alone. But here’s the harsh truth: every month you wait, property prices continue to rise. That means you’re missing out on thousands in potential capital growth while paying off someone else’s mortgage instead of your own.

Most first home buyers think they need a massive deposit or a perfect credit score to get started. They talk themselves out of it before they even check what’s possible.
But the market isn’t slowing down to wait for you. If you stay on the sidelines, that dream home could move another $20,000… $30,000… even $50,000 further out of reach.

And let’s be real, sometimes the only way to do something epic, like buying your first home, is to step outside your comfort zone.

At Wisebuy Home Loans, we help everyday Aussies purchase their first home with as little as a 5% deposit. No jargon. No sales pressure. Just straight answers and smart strategy.

We’ll show you:

  • Whether you qualify for a 5% deposit home loan

  • What grants or schemes you could use to boost your deposit

  • How much you could borrow and what your repayments would look like

  • The exact steps to turn your “maybe one day” into “we just bought”

It all starts with a free 15-minute strategy call. No obligations, no strings attached—just clarity.

Check Your Eligibility With A First Home Buyer Specialist Register your details below and a First Home Buyer Specialist will contact you within 24 hours

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You're Not Quite Ready Yet

Thank you for your inquiry. Unfortunately, at this stage we are unable to help you as you’re not quite ready to purchase yet. Given the high volume of first home buyers we work with, we need to dedicate our time to buyers ready to purchase now.

When you are ready, we would love to help you. Please reach out to us when you are a little closer to wanting to purchase.

Kind Regards,
Wisebuy Home Loans

You're Not Quite Ready Yet

Thank you for your inquiry. Unfortunately, at this stage we are unable to help you as you don’t quite have enough deposit. Given the high volume of first home buyers we work with, we need to dedicate our time to buyers ready to purchase now. Please feel free to use our free deposit planner calculator to assist you in saving up your deposit

When you are ready, we would love to help you. Please reach out to us when you have saved around a 5% deposit.

Kind Regards,
Wisebuy Home Loans

You're Not Quite Ready Yet

Thank you for your inquiry. Unfortunately, at this stage we are unable to help you as you are not currently employed. Given the high volume of first home buyers we work with, we need to dedicate our time to buyers ready to purchase now.

When you are ready, we would love to help you. Please reach out to us when you have secured employment.

Kind Regards,
Wisebuy Home Loans

You're Not Quite Ready Yet

Thank you for your inquiry. Unfortunately, at this stage we are unable to help you as you are not an Australian Citizen. The 5% deposit scheme is only available to Australian Citizens at this stage. Given the high volume of first home buyers we work with, we need to dedicate our time to buyers ready to purchase now.

When you are ready, we would love to help you. Otherwise, if you have more than 10% deposit, we still may be able to help you. In this case, please contact us on 02 4961 4985 for more information.

Kind Regards,
Wisebuy Home Loans

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