Best suburbs in Lake Macquarie, NSW

Looking to buy a property in Lake Mac? Find out which suburbs are best for you – whether you’re looking for a family home, an investment property or your first ever house. 

With 96 suburbs to choose from, there’s something for everyone. From lakeside living to beachside homes and properties in the bush. 

Lake Macquarie's north-east suburbs

Starting at the upper corner of the lake and stretching out towards the suburbs of Newcastle, Lake Macquarie’s north-east corner is in high demand. 

Charlestown is often seen as the de facto ‘capital’ of Lake Mac. It’s the most populous suburb in the LGA, its shopping centre is a huge draw and it’s a public transport hub for anyone looking to take a pus around the area. 

This region has direct access to both the lake and the ocean, and has some of the most desirable Lake Mac suburbs like Kahibah and Warners Bay. 

An aerial shot of the foreshore at Warners Bay, Lake Macquarie.

Read more about these Lake Macquarie suburbs:

  • Kahibah
  • Kotara South
  • Lakelands
  • Mount Hutton
  • Warners Bay
  • Whitebridge
A wide shot of Redhead beach on a busy, sunny day.

Lake Macquarie's eastern suburbs

Sandwiched between the lake and the ocean, the eastern suburbs of Lake Macquarie have huge appeal for obvious reasons. 

As well as the watery attractions, this region is home to a homemaker centre at Bennetts Green, a small airfield at Marks Point and the best hot chips within 50km at Blacksmiths.  

 

Read more about these Lake Macquarie suburbs:

  • Belmont
  • Belmont North
  • Belmont South
  • Bennetts Green
  • Blacksmiths
  • Croudace Bay
  • Eleebana
  • Floraville
  • Jewells
  • Little Pelican
  • Marks Point
  • Pelican
  • Redhead
  • Tingira Heights
  • Valentine
  • Windale

Lake Macquarie's south and south-east suburbs

Most of the southern edge of the lake actually falls into Central Coast territory, but there are spots off the eastern and western corners that do fall into the Lake Macquarie LGA.  

The major centre in this region is Swansea, but the historic sights of Catherine Hill Bay and the beautiful Caves Beach have their admirers as well. 

Several people standing in a large rock cave at Caves Beach, Lake Macquarie.

Read more about these Lake Macquarie suburbs:

  • Catherine Hill Bay
  • Cams Wharf
  • Caves Beach
  • Crangan Bay
  • Moonee
  • Murrays Beach
  • Nords Wharf
  • Pinny Beach
  • Swansea Heads
  • Swansea
  • Wyee Point
  • Wyee
An aerial view of where the bush at Wangi Wangi meets the water of Lake Macquarie.

Lake Macquarie's south-west suburbs

To the south west, from the Wangi Wangi arm down to Morisset, is a section of Lake Mac that’s obsessed with the water, high-end dining and days filled with glorious sunshine. 

This area of the world is a place where you can still find that traditional family home with a yard for the dog and a nice community feel. 

Read more about these Lake Macquarie suburbs:

  • Balcolyn
  • Bonnells Bay
  • Brightwaters
  • Dora Creek
  • Eraring
  • Mirrabooka
  • Morisset
  • Morisset Park
  • Myuna Bay
  • Silverwater
  • Sunshine
  • Wangi Wangi
  • Windermere Park
  • Yarrawonga Park

Lake Macquarie's western suburbs

If you’re looking for an affordable property that’s close to the water, a home on the western side of Lake Macquarie is worth a look. 

Toronto is the biggest suburb here, with a busy shopping area and the chance to swim in the Toronto Baths. Nearby Teralba has some quaint smaller shops while the hills of Arcadia Vale offer stunning views over the lake.  

toronto foreshore lakemacquarie

Read more about these Lake Macquarie suburbs:

  • Arcadia Vale
  • Awaba
  • Balmoral
  • Blackalls Park
  • Bolton Point
  • Booragul
  • Buttaba
  • Carey Bay
  • Coal Point
  • Fassifern
  • Fennell Bay
  • Fishing Point
  • Kilaben Bay
  • Marmong Point
  • Rathmines
  • Teralba
  • Toronto
  • Woodrising
west wallsend swim centre lakemacquarie

Lake Macquarie's north-west and far west suburbs

Slightly further away from the water, these suburbs offer a tree change for people moving to the area. 

As you cross the M1, you approach the Watagans and Mount Sugarloaf. It’s also an easy drive out to the vineyards of the Hunter Valley and up to Maitland

Of course, Lake Macquarie isn’t far away either, so if you want a home that’s on the lower end of the price scale, this might be area for you. 

Read more about these Lake Macquarie suburbs:

  • Barnsley
  • Cameron Park
  • Cooranbong
  • Freemans Waterhole
  • Holmesville
  • Killingworth
  • Mandalong
  • Martinsville
  • Ryhope
  • Seahampton
  • Wakefield
  • West Wallsend

Lake Macquarie's northern suburbs

Completing the circuit of the lake, the suburbs to the north bring us back round to where we started. Some of these suburbs are shared with Newcastle LGA, and there’s a mix of waterside options and those that are more urban. 

These areas have a huge mix of possibilities. You’ll find top schools, huge green spaces, regular events, rail links to Sydney and some huge industrial spaces.  

speers point lakemacquarie

Read more about these Lake Macquarie suburbs:

Our mortgage brokers for Lake Macquarie

Brad East, Managing Director.

BRAD EAST
Managing Director

Brad founded Wisebuy in 2015 and hasn’t looked back since. He loves helping his clients achieve their dreams.

Sarah Taylor, Broker Associate.

SARAH TAYLOR
Mortgage Broker

Whether you’re buying your first home, refinancing or investing, Sarah’s here to make the process smooth and hassle-free.

Isaiah Huthnance, Broker Associate.

ISAIAH HUTHNANCEMortgage Broker

Isaiah is passionate about delivering guidance and personalised solutions to help you achieve your homeownership and investment goals.

Looking to buy in this area? Call our Lake Macquarie mortgage brokers on (02) 49 614 985 or answer a few questions below and we’ll be in touch. 

1
Service Selection
2
Service-Specific Questions
3
Personal Information
4
Verification
shutterstock 294130694 edited scaled

What are you looking to purchase?

What Are You Looking To Do?
shutterstock 294130694 edited scaled

Hey there, Let’s start by selecting what you are wanting to do.

shutterstock 294130694 edited scaled

Now we just need to know your existing loan details so that we can try and save you some money each month.

Are you wanting to purchase or refinance?
shutterstock 294130694 edited scaled

Perfect, let’s gather your existing loan details so we can see how much you could save.

shutterstock 294130694 edited scaled

Perfect, let’s gather your existing loan details so we can see how much you could save.

Is your SMSF already established?
shutterstock 294130694 edited scaled

Let us know if your SMSF is already established. If not, we can help you get this sorted.

What type of property are you looking to invest in?
shutterstock 294130694 edited scaled

What kind of property are you wanting to invest in?

What kind of property are you looking to purchase?
shutterstock 294130694 edited scaled

What kind of property are you wanting to purchase?

shutterstock 294130694 edited scaled

Hit the submit button to find out if you’re eligible for a loan.

I consent to the collection and use of my information as per the Privacy Policy(Required)
shutterstock 294130694 edited scaled

Great, we just need some basic information so we know who we are talking to. Our systems are 100% secure and we respect your privacy.

Verify your phone number

Please enter the 4 digit code sent to your phone
Haven’t received it. Resend a new code.
shutterstock 294130694 edited scaled

We have some great options waiting for you.

Need Help?