NEED SOME FINANCIAL ASSISTANCE TO GIVE YOUR LIVING STANDARDS A LITTLE A BOOST?
THESE PERSONAL LOANS ARE TAILORED TO HELP YOU ON YOUR WAY!

Get the financial assistance you need and deserve.

Whether you’re going through tough times and need a little help or you have to deal with multiple loans with varying conditions, there are many personal loan types that can give you the boost you need.

Read through the various personal loan types by accessing our resources below, assess how well you match up to each one and decide on the best option for you. Feel free to reach out to us if you have any questions!

Types of Personal Loans Newcastle

Who is refinancing meant for?

If you’ve taken out a loan that is now too expensive or difficult to manage, it may be time to look for a financing option that better suits your needs. That’s easier said than done, unfortunately. However, with refinancing, you can switch your existing loan with a newer and better loan with conditions that specifically meet your needs. Thanks to refinancing, it is now entirely possible for you to make the most of the better deal available. If the following applies to you, refinancing may be the option you need to consider!
  • You’re having difficulty paying off your existing loan. Everyone goes through this at some point – paying off loans is not easy. It’s important to always look for better opportunities that can help you navigate through tough times.
  • There’s a loan option with a much lower interest rate. Most borrowers choose to refinance because they want to make the most of even the smallest low-interest benefits. Refinancing is one of the best ways to accomplish this.
  • Move into a shorter-term loan. The faster loans are paid back, the less stressful things are. Refinancing to move from a long-term loan with a high-interest rate to a shorter-term loan with a lower interest rate is often beneficial.
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Who is debt consolidation meant for?

As our needs and obligations continue to increase every single day, it’s not uncommon to have multiple loans taken out for varying purposes. With debt consolidation, you would be able to combine all your existing loans into a single entity – you would only have to worry about one repayment. If you happen to be in such a situation and are having trouble keeping up with each of your loan’s conditions and repayments, consolidation would be ideal for you.
  • You’ve taken out multiple loans. Whether you’ve taken out a housing, personal, and/or car loan, having multiple loans with various conditions is no simple task. Gaining access to a centralised view of them would be an undeniable benefit.
  • You’re having trouble staying on top of your repayments. Having multiple loans and managing their repayments can be very challenging – especially when you factor in all the other responsibilities you have. With consolidation, you can simplify your repayment processes entirely.
  • You’re dealing with non-uniform interest payments. One major downside of having to pay off multiple loans is the fluctuating rate of interest from one to another. With debt consolidation, you will your repayments under a single plan.
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Who are holiday loans perfect for?

Everybody deserves the perfect getaway. The only catch is that planning this much-deserved expedition to any part of the world is not easy – nor is it cheap. Finances are almost always a deterrent to a holiday. Don’t let that stop you, though! The right holiday loan can send you on your way to the most exotic and stunning locations around the world. Are you in need of a holiday loan? Here’s how you can tell.
  • You’re planning an exciting new vacation. Have you figured out where you see yourself relaxing? Is it the beach? A beautiful and historic city? No matter where it is – the first step to financing a trip is knowing where you want to go.
  • Are finances an obstacle? Vacations are not cheap – even if you’re visiting somewhere nearby. But, don’t let finances stop you. The right holiday loan could provide you with the funds you need to get you and your family to your dream destination.
  • You aren’t sure of what you need to spend on. We all know holidays cost money but do we know exactly what we should be spending on? With the right holiday loans, money isn’t all you’d get – guidance and advice are also provided!
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Who are home renovation loans meant for?

Owning your very own home is one of the proudest experiences you could possibly have. What’s even better than that? Constantly improving it and making it better on a regular basis. Doing this can cost a tremendous amount of money, which is why our home renovation loans are made for you – especially if any of the following apply to you!
  • Your house is old. While owning your home is still very much one of your proudest achievements, the cracks could literally start to show a few years in. Home renovation and repairs have become necessary to ensure that your home remains in its best years.
  • You want to make modifications. Maybe it’s building a pool or adding that awesome BBQ grill to your deck. Additions and modifications to any home, new or old, are often welcome inclusions that incorporate your own personal touch.
  • You’re strapped for cash. Renovation, repairs, and modifications sound great but they don’t exactly come cheap. If you’re in need of some work done in your home but are tight on the budget, choosing the right home renovation loan can be the right move.
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Our Services

Work with our team to carefully determine what your requirements are:

Residential Loan

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Personal Loan

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Commercial Loan

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Asset & Equipment Finance

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CONTACT US

+612 4961 4985

Shop 1, 38 Llewellyn Street, Merewether NSW 2291

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