Mortgage Brokers Services Maitland NSW

Secure the right home loan with Maitland’s leading local mortgage brokers – Wise Buy Group.

  • Over 60 Well Known Lenders
  • Obligation Free Process
  • Our Services Do Not Cost You a Cent

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Service-Specific Questions
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What are you looking to purchase?

What Are You Looking To Do?
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Hey there, Let’s start by selecting what you are wanting to do.

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Now we just need to know your existing loan details so that we can try and save you some money each month.

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Are you wanting to purchase or refinance?
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Perfect, let’s gather your existing loan details so we can see how much you could save.

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Perfect, let’s gather your existing loan details so we can see how much you could save.

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Is your SMSF already established?
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Let us know if your SMSF is already established. If not, we can help you get this sorted.

What type of property are you looking to invest in?
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What kind of property are you wanting to invest in?

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What kind of property are you looking to purchase?
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What kind of property are you wanting to purchase?

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Hit the submit button to find out if you’re eligible for a loan.

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02 4961 4985

Whether you’re a first-time buyer, an experienced investor, or you’re simply looking to refinance your existing home loan with a better deal, our team of qualified, local Maitland mortgage brokers are here to help.

Backed by an intimate knowledge of the local market and relationships with more than 60 of Australia’s most trusted lenders, our team of home loan experts have a penchant for finding the right deal for your circumstances. Let our team of mortgage experts do the leg work for you to secure you the best possible deal in Maitland.

AS SEEN ON

Working with professional, experienced mortgage brokers near you is the easiest and most efficient way to secure the right home loan to meet your needs and circumstances. Even if you don’t meet the narrow selection criteria for mortgage approval that the big banks insist upon, there are many alternate lenders out there.

Some of Our lenders

Work with our team to carefully determine what your requirements are

Lender Images

A mortgage advisor operates as a conduit between loan applicants and lenders – they deal with banks, credit unions, and other lenders to arrange a mortgage or other loan.

OUR BENEFITS

Wisebuy Home Loans

Working with Wisebuy Home Loans is easy, convenient, and we work tirelessly to exceed your expectations.

  • Better Services
  • Better People
  • Better Community
  • Better Business
Award-winning mortgage brokers
We work for you, not the lender
Easy and convenient for you
Ongoing customer service
No added cost for you

Maitland’s Leading Local Mortgage Brokers

At Wisebuy Home Loans, we’re big enough to help and small enough to care.

At Wisebuy Home Loans, we pride ourselves on being big enough to secure the best deals, whilst also being small enough to actually care. Unlike some of those national mortgage chains that will treat you like a number, our team of local experts won’t give you the run around, misplace your details, or leave you waiting on what is (for most) the biggest financial decision that they will ever make. We understand the magnitude of securing the right home loan and we make it our business to keep you informed for each step of the process.

Because we are locals, we have an intimate knowledge of the local market and the financial circumstances of our local clientele. Our team is able to draw from previous experience and close relationships with a range of lenders to source you the best deal. And because we work for you, not a bank, it means that we don’t have any obligation to any financial institution. As a result, we’ll recommend the best loan to suit your circumstances without the pre-disposed biases on a bank or independent lender.

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Our Benefits

The right mortgage broker will:

We’ll work with you to understand your unique financial circumstances and match you to the right loan from the right lender.
We’ll assess your financial affairs and determine your borrowing capacity from the perspective of lenders.
We will identify the options that suit your circumstances and clearly explain the difference between recommended products.
We will help you to understand how different loan products work (without any bias) and make recommendations accordingly.
We will clearly outline the borrowing costs, fees, features, interest rates, and terms and conditions associated with different loan products.
We will apply on your behalf and ensure that you have all of your paperwork in order to secure your desired loan.

In most cases, the commission for the services of the mortgage broker is paid by the lender – at no cost to you. Additionally, you rest assured that at Wisebuy Home Loans, our mortgage brokers work for you, not for the financial institution – and we are impartial. Our priority is always to find the best loan product to meet your needs.

We are licensed and we work with a pool of more than sixty lenders, offering hundreds of loan products.

SERVICES THAT WE OFFER

  • Home Loan Approvals
  • First Home Buyers Loans
  • Property Investment Loans
  • Personal Loans
  • Equity Withdrawal
  • Car and Asset Financing
  • Equipment & Asset Finance
  • Land Purchase Loans
  • Construction Finance Loans
  • Debt Consolidation
  • Commercial Loans
  • Home Loan Refinancing

Frequently Asked Questions

What exactly will a mortgage broker do?

In simple terms, our team acts as an independent intermediary between yourself (a prospective borrower) and the lender (banks, independent financial institutions etc.) to determine the best deal for you (the borrower). Drawing from years of experience and an
intimate understanding of what those tiny T&Cs actually mean, our team of Maitland mortgage brokers matches borrowers with the best possible loan for their financial circumstances.

Why should I work with a mortgage broker instead of a bank?

Well, when you go to a bank, you are exposed to options from a single lender. Not only that, but you’ll also receive partisan information that spells out the benefits of a single provider (the bank) without considering other options in the market. When you work with a mortgage broker, you’ll have access to an independent financial expert who can assess your circumstances against the different loan products on the market.

The main benefits include:

  • Access to different loan products from different lenders
  • Impartial information about the different loan products on the market
  • Impartial information on how those loan products suit your circumstances
  • Simplified loan application and processing procedure
  • An industry expert to guide you through the process
  • Save time – no running around to compare different lenders

Can you help with refinancing?

Yes, our team can assist you with refinancing your home loan to suit your current situation and the various loan products on the market. Whether you want to switch lenders, adjust the terms of your loan, gain access to equity, or help managing your monthly repayments – our team of local experts in Maitland can help.

What factors are assessed to determine loan eligibility?

As a leading mortgage broker in Newcastle, we have access to a wide range of loan products from different lenders. The interest rate that we can secure will depend on your unique financial situation and the current market rates. Our brokers will work with you to understand your position and foals and then provide you with personalised lending options with the most competitive rates on the market.

How do I know if I am eligible for a home loan?

Eligibility for a home loan in Maitland is dependent on a number of different factors including:

  • Your income
  • Your employment & employment history
  • Your credit score
  • Your debt-to-income ration
  • Your deposit & savings
  • The value of your purchase property

What documents do I need to supply for my application?

When applying for a home loan in Maitland, you will need a number of documents. Depending on your lender, the documents include:

  • Proof of income
  • Proof of address
  • Proof of employment
  • Bank statements
  • Property documents

 

Our team will guide you through the process and clearly explain the documents that you require so that you have your affairs in order when we make the application.