Mortgage Brokers Maitland
Secure the right home loan with Maitland’s leading local mortgage brokers – Wise Buy Group.
- Over 60 Well Known Lenders
- Obligation Free Process
- Our Services Do Not Cost You a Cent
Whether you’re a first-time buyer, an experienced investor, or you’re simply looking to refinance your existing home loan with a better deal, our team of qualified, local Maitland mortgage brokers are here to help.Backed by an intimate knowledge of the local market and relationships with more than 60 of Australia’s most trusted lenders, our team of home loan experts have a penchant for finding the right deal for your circumstances. Let our team of mortgage experts do the leg work for you to secure you the best possible deal in Maitland.
Some of Our lenders
Work with our team to carefully determine what your requirements are
A mortgage advisor operates as a conduit between loan applicants and lenders – they deal with banks, credit unions, and other lenders to arrange a mortgage or other loan.
Wisebuy Home Loans
Working with Wisebuy Home Loans is easy, convenient, and we work tirelessly to exceed your expectations.
Maitland’s Leading Local Mortgage Brokers
At Wisebuy Home Loans, we’re big enough to help and small enough to care.
At Wisebuy Home Loans, we pride ourselves on being big enough to secure the best deals, whilst also being small enough to actually care. Unlike some of those national mortgage chains that will treat you like a number, our team of local experts won’t give you the run around, misplace your details, or leave you waiting on what is (for most) the biggest financial decision that they will ever make. We understand the magnitude of securing the right home loan and we make it our business to keep you informed for each step of the process.
Because we are locals, we have an intimate knowledge of the local market and the financial circumstances of our local clientele. Our team is able to draw from previous experience and close relationships with a range of lenders to source you the best deal. And because we work for you, not a bank, it means that we don’t have any obligation to any financial institution. As a result, we’ll recommend the best loan to suit your circumstances without the pre-disposed biases on a bank or independent lender.
The right mortgage broker will:
In most cases, the commission for the services of the mortgage broker is paid by the lender – at no cost to you. Additionally, you rest assured that at Wisebuy Home Loans, our mortgage brokers work for you, not for the financial institution – and we are impartial. Our priority is always to find the best loan product to meet your needs.
We are licensed and we work with a pool of more than sixty lenders, offering hundreds of loan products.
SERVICES THAT WE OFFER
Frequently Asked Questions
What exactly will a mortgage broker do?
In simple terms, our team acts as an independent intermediary between yourself (a prospective borrower) and the lender (banks, independent financial institutions etc.) to determine the best deal for you (the borrower). Drawing from years of experience and an
intimate understanding of what those tiny T&Cs actually mean, our team of Maitland mortgage brokers matches borrowers with the best possible loan for their financial circumstances.
Why should I work with a mortgage broker instead of a bank?
Well, when you go to a bank, you are exposed to options from a single lender. Not only that, but you’ll also receive partisan information that spells out the benefits of a single provider (the bank) without considering other options in the market. When you work with a mortgage broker, you’ll have access to an independent financial expert who can assess your circumstances against the different loan products on the market.
The main benefits include:
- Access to different loan products from different lenders
- Impartial information about the different loan products on the market
- Impartial information on how those loan products suit your circumstances
- Simplified loan application and processing procedure
- An industry expert to guide you through the process
- Save time – no running around to compare different lenders
Can you help with refinancing?
Yes, our team can assist you with refinancing your home loan to suit your current situation and the various loan products on the market. Whether you want to switch lenders, adjust the terms of your loan, gain access to equity, or help managing your monthly repayments – our team of local experts in Maitland can help.
What factors are assessed to determine loan eligibility?
As a leading mortgage broker in Newcastle, we have access to a wide range of loan products from different lenders. The interest rate that we can secure will depend on your unique financial situation and the current market rates. Our brokers will work with you to understand your position and foals and then provide you with personalised lending options with the most competitive rates on the market.
How do I know if I am eligible for a home loan?
Eligibility for a home loan in Maitland is dependent on a number of different factors including:
- Your income
- Your employment & employment history
- Your credit score
- Your debt-to-income ration
- Your deposit & savings
- The value of your purchase property
What documents do I need to supply for my application?
When applying for a home loan in Maitland, you will need a number of documents. Depending on your lender, the documents include:
- Proof of income
- Proof of address
- Proof of employment
- Bank statements
- Property documents
Our team will guide you through the process and clearly explain the documents that you require so that you have your affairs in order when we make the application.