Securing the best home loan can seem very challenging – but when you partner with Wisebuy Investment Group, a leading mortgage broker in Newcastle, it’s much simpler – and your chances of getting a better deal skyrocket!
Working with professional, experienced mortgage brokers near you is the easiest and most efficient way to secure the right home loan to meet your needs and circumstances. Even if you don’t meet the narrow selection criteria for mortgage approval that the big banks insist upon, there are many alternate lenders out there.
A mortgage advisor operates as a conduit between loan applicants and lenders – they deal with banks, credit unions, and other lenders to arrange a mortgage or other loan.
The right mortgage broker will:
- Work with you to understand your circumstances, requirements, and goals.
- Assess your financial affairs to determine your borrowing capacity and creditworthiness in the eyes of lenders.
- Identify the financing options that suit your circumstances and explain the differences between their recommended products.
- Help you understand how different loan products work and how much they cost, including borrowing costs, fees, features, interest rates, and terms and conditions.
- Apply on your behalf and advocate for you with the financial institution, seeing the process through approval to settlement.
In most cases, the commission for the services of the mortgage broker is paid by the lender – at no cost to you. Additionally, you rest assured that at Wisebuy Investment Group, our mortgage brokers work for you, not for the financial institution – and we are impartial. Our priority is always to find the best loan product to meet your needs.
We are licensed and we work with a pool of more than sixty lenders, offering hundreds of loan products.