If you’re thinking about getting a home loan, it’s important to understand the optional features you may be offered. An offset account is one of those features. It’s important to…
If you’re researching home loans in Australia, you have plenty of options. Here are the major ones. Variable rate Variable rate home loans have an interest rate that can move…
There are three key factors for getting your home loan application approved: loan serviceability,your credit rating/score, andthe amount of deposit you can provide. Let’s look at each one of these…
If you’re shopping around for a home loan, you’ll get bombarded with home loan jargon. It’s important to understand that jargon, so here’s our guide to the most common terms…
The latest figures from the Real Estate Institute of Australia show that more and more first home buyers are taking the plunge and buying their own home. First home buyers…
The federal government has just announced that the HomeBuilder Scheme will be extended to March 31, 2021. That’s good news for home buyers and renovators! In case you missed it,…
It’s important to have a good credit rating when you apply for a loan or any other type of credit (including credit cards, mobile phone/internet plans and utility services like…
It’s possible to get a home loan approval with a deposit of as little as 5% of a property’s purchase price, or even with no deposit. But you’ll usually be…
If you’re looking for a home or investment property loan, interest-only loans are one of your two major options – the other is a principal and interest (P & I)…