News & Articles
New year goals that set you up for stronger savings
For many Aussies, New Year is a time to set goals around money. Whether you want to boost your savings, reduce debt or move closer to owning a home, you’re not alone. Setting smart financial resolutions this year can give you the strategies you need for the rest of your
The most affordable suburbs in Port Stephens
By Brad East | CEO It’s been nearly a year since Port Stephens was named as the best town in Australia but property investors and downsizing retirees have rightfully been turning their eyes to the area. With some of the best beaches in Australia, many need little else to encourage
The ultimate resource for NSW property investment regions
Keeping on top of property investment trends in NSW can be difficult, so we’ve created this page to collate all the information on our blog. Check back to see when we’ve updated trends on regional hotspots and be more informed about investment opportunities. Jump to a specific region: Port Stephens
Hunter Valley 2025 property trends
The Hunter Valley has a reputation for incredible wines and boutique businesses. One of the most popular holiday spots in NSW, many people visit the vineyards and fall in love. If you’re looking to buy a property in the Hunter Valley, either for yourself or as an investment, there are
Should I use a mortgage broker or should I go straight to the bank?
If you’re looking to buy a home, you’re going to have hundreds of questions running round your mind. One of most common – and most important – is the bank vs mortgage broker debate. Now, of course, as a mortgage brokerage, we’re going to be biased. To us the decision
The pros and cons of a 50-year mortgage
US President Donald Trump has floated the idea of introducing 50-year mortgages in America where, like in Australia, most home loans are taken out over 30 years. The main pro for Trump’s plan is that monthly repayments would be lower, helping homeowners manage their everyday expenses more easily. Despite this,
New home loan option for all borrowers: 10% deposit, no LMI
Having a 20% deposit has been a requirement from most mortgage lenders in Australia for a long time now. It’s only really been since lenders mortgage insurance was introduced in Australia in 1965, that home buyers could get a loan with a smaller deposit, albeit with an extra payment to
Why Central Coast homes are the best beach bargain in Australia
By Brad East | CEO Central Coast homes have always been a valuable attraction for homeowners. A new report reveals that the region now could be home to some of the best-value beach properties in all of Australia. Central Coast homes offer great sea views and excellent amenities. If you
How to pay off your mortgage quicker with an offset
With the cost of living impacting many Australians in 2025, lots of us are looking for a way to reduce expenses. Your mortgage is likely to be one of your biggest regular expenses so reducing that could be useful. One way that might work for you is getting an offset
Three key factors in getting your home loan approved
The world of mortgages can seem daunting from the outside, but when you’re trying to buy a home there’s always help at hand. When you’re applying for finance, there are three key factors in getting your home loan approved: loan serviceability your credit rating/score your deposit Improving each of these
Maitland property trends (2025)
There’s been massive interest in Maitland property trends in recent times. Just a short drive from Newcastle, Maitland enjoys all the attractions of a major regional hub but with lower property prices than its nearby neighbour. Within easy reach of both Byron Bay and Byron, Maitland is a growing market
October update for first-time home buyers
From 1 October 2025, the Australian government has rolled out major updates to help first home buyers get on the property market. With smaller required deposits, no income limits and increased property price caps, more people and more properties are now eligible. Lower deposit requirements For a while now,