How much deposit do you need for a home loan?
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It’s possible to get a home loan approval with a deposit of as little as 5% of a property’s purchase price, or even with no deposit. But you’ll usually be…
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Interest-only home loans
If you’re looking for a home or investment property loan, interest-only loans are one of your two major options – the other is a principal and interest (P & I)…
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What is a split home loan?
Split home loans A split home loan has both a fixed and a variable interest rate applied to the amount you borrow. The interest rate on part of your loan…
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Everything you need to know about low doc home loans
If you’re self-employed and you can’t provide regular pay slips for a standard home loan application, a ‘low doc’ home loan could be the option for you. ‘Low doc’ is…
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What is a line of credit home loan?
A line of credit home loan (also known as a home equity loan) gives you pre-approval to access home loan funds anytime up to a certain value. The policies of…
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Guarantor loans
If you’re applying for a loan and the lender wants additional security, they might recommend a guarantor loan. A guarantor is a person who agrees to become legally liable for…
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Investment property loans
Taking out an investment property loan can be a great way to build your long-term wealth. An investment property in a good location is likely to grow in value over…
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The key things you need to know about commercial property loans
Commercial Property Loans Commercial property loans provide funds to buy properties that are used for business purposes. Examples of commercial properties include: office space, retail stores, factories, warehouses, and specialist…
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Everything you need to know about personal loans
Personal loans You take out personal loans for any number of reasons. Some of the most common include: buying a car, going on a holiday, doing a renovation, and to…
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What you need to know about construction loans
Construction loans Construction loans are necessary when you want to build a new home rather than buy an established place. This type of loan differs from a standard home loan…
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